64 Banfill Street

Santa Rosa Beach, FL 32459

Florida Cottage

Santa Rosa Beach, FL 32459

64 Banfill Street

$3,440,000

MLS#: 992659

Status: Active

Listing provided by: Scenic Sotheby's International Realty

Listing agent phone: None

Last update: a day ago

On site: 6 months ago

GRAYTON BEACH - Residential

About

A Grayton Beach rarity: Western Lake views, a private guest cottage, a resort-style pool, and projected rental income of up to $373,000 annually, combine to create a property as versatile as it is unforgettable. Timeless Grayton Beach character meets thoughtful modern renovation in this rare fully-furnished, dual-residence offering just steps from Western Lake, the shoreline, and the heart of one of 30A's most storied beach villages. Originally built in 1970 and extensively reimagined, the property pairs a gracious main home with a fully detached private cottage, creating flexibility for hosting, multigenerational living, or income potential without sacrificing privacy or charm. The main residence spans approximately 2,910 square feet with five bedrooms and four-and-a-half baths across three levels. Recent updates include a fully redesigned kitchen, renovated bathrooms, fresh interior paint, new flooring, updated wiring and plumbing, two HVAC systems, new appliances, and a new roof. From the inviting front porch, morning coffee is enjoyed with tranquil views toward Western Lake. Inside, the first floor opens to a generous living and dining area that flows seamlessly into the kitchen, which offers ample space for an island and connects to a comfortable sitting or game room. A mudroom off the kitchen adds a half bath, a full-sized laundry, and direct access to the side yard for grilling. Two first-floor bedrooms feature updated ensuite baths, while a rear hallway leads directly to the backyard. Upstairs, the second level offers two additional bedrooms and two full baths. The third floor serves as a flexible retreat or bedroom, highlighted by a striking wood A-frame ceiling with access to the large balcony. The detached cottage provides approximately 560 square feet with one bedroom, one full bath, a family room, a full kitchen, a laundry room, an outdoor shower, and a separate entrance. With a new roof and alley access, the cottage allows easy movement to the beach, lake, and dining while remaining discreetly set apart from the main home. Outdoor living is equally compelling, with a spacious backyard ready for relaxed afternoons, a newly added private pool, curated hardscape, and lush landscaping. After a day on the water, rinse off at the outdoor shower or unwind in one of several private seating areas. Parking is generous with a paver driveway, additional front parking, and two rear spaces for a total of seven. Accessibility has been carefully considered with a ramp on the north side and a fully accessible first floor, including the primary bath. Both residences may be rented separately or together, offering exceptional versatility. Positioned moments from Western Lake, two beach accesses, and iconic spots like The Red Bar, Chiringo, and AJ's Grayton Beach, this is a rare opportunity to own a true Grayton Beach classic where coastal history, modern updates, and an unbeatable walkable setting come together with ease.

Property

Beds

6

Full Baths

5

1/2 Baths

1

Year Built

1970

Sq.Footage

3,470

Features

Features & Amenities

Interior

  • Other Interior Features

    Vaulted Ceiling(s), Recessed Lighting, Pantry

  • Total Bedrooms

    6

  • Bathrooms

    5

  • 1/2 Bathrooms

    1

  • Cooling YN

    YES

  • Cooling

    Central Air, Ceiling Fan(s), Electric

  • Heating YN

    YES

  • Heating

    Central, Electric

  • Pet friendly

    Yes

Exterior

  • Garage

    No

  • Construction Materials

    Wood Siding

  • Other Exterior Features

    Private Yard, Outdoor Shower

  • Patio and Porch Features

    Porch

  • Pool

    Yes

  • Pool Features

    In Ground

  • View

    Lake

Area & Lot

  • Lot Size(acres)

    0.16

  • Lot Size(square feet)

    6,969

  • Property Type

    Residential

  • Property Sub Type

    Single Family Residence

  • Architectural Style

    Florida Cottage

Price

  • Sales Price

    $3,440,000

  • Zoning

    Resid Single Family

  • Sq. Footage

    3,470

  • Price/SqFt

    $991

HOA

  • Association

    No

School District

  • Elementary School

    Dune Lakes

  • Middle School

    Emerald Coast

  • High School

    South Walton

Property Features

  • New Construction

    NO

  • Sewer

    Public Sewer

  • Water Source

    Public

Schedule

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Location

  • County

    Walton

  • Elementary School

    Dune Lakes

  • Middle School

    Emerald Coast

  • High School

    South Walton

Listing Courtesy of James H Johnson , Scenic Sotheby's International Realty

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64 Banfill Street

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